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Retail

Credit Authorizer, Checker, and Clerk

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

Annual openings

40

Median wage

$50,820

Typical education

Education not reported

Growth 2026–2032

-1%

Median wage source: Colorado BLS OEWS (2025).

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Career requirements

What does this career require?

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Typical education

Education not reported

Credential requirement

Credential requirements not reported

Is this work a fit?

What the work actually feels like

How people in this career tend to spend their time, the interests it draws on, and a look at a typical day.

Automation exposure

Moderate exposure

Some routine tasks may shift as tools improve, but the role is likely to adapt.

A typical day

  1. Keep records of customers' charges and payments.
  2. Compile and analyze credit information gathered by investigation.
  3. Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  4. Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  5. Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  6. File sales slips in customers' ledgers for billing purposes.
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